An Overview Of Social Security Disability Benefits

by | Nov 16, 2016 | law

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Social Security programs exist for those that have reached retirement age as well as those that suffer from a physical or mental disability. In both cases, Social Security pays monthly benefits.

Eligibility requirements for disability benefits:

To qualify for Social Security disability benefits in Waukegan, you will have to have worked for a given number of years and paid into Social Security via FICA taxes. The system is based on “work credits,” to be granted disability benefits you have to have accumulated enough credits and this calculation is based on your age when you became disabled.

Medical eligibility:

As well as having enough work credits you must also have a disabling condition that meets the Administrations definition. Social Security disability benefits are only available to applicants that are totally disabled or have a severe disability that will last at least 12 months. Every claim for disability is evaluated by the disability determination services, a state agency charged with the responsibility of analyzing every claim. If the analysis should result in the conclusion that you cannot undertake any substantial gainful activity for a year minimum, you may be eligible for benefits.

Approval for benefits:

In the event you are approved for Social Security disability benefits in Waukegan you can expect your first check to arrive after five months. Even if you are approved on your initial application, this waiting period stands. Chances are however that approval will take anywhere from six months to over a year, when you finally are granted approval you will be paid back-pay which commences six months after the onset of your disabling condition.

If you have engaged a lawyer to assist you throughout the application process and subsequent appeals, the legal fee will be paid from the back-pay; from then on you will get a check every month that your condition prevents you from working.

If you meet the strict criteria laid down by the SSA you will be granted certain Social Security disability benefits in Waukegan. As the process is complex, it is always best to hire a seasoned lawyer; you are invited to contact Rabinsslaw.com.

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