If you have Worker’s Compensation Insurance or any other type of insurance at the top of your to-do list then chances are you want some answers. If you have Worker’s Compensation Insurance in NJ that high, chances are you might have some individuals that work for you and you want to know how to provide the safest working environment possible for them. Of course, when it comes to insurance, you might have other questions, such as from the following topics:
Worker’s Compensation Benefits and Their Categories
It is likely that their first question would be about worker’s compensation benefits and their categories. Well, this type of insurance has four different categories. These would include medical coverage, vocational rehabilitation, wage benefits, and even death benefits if it was a family member who died from their injuries. Of course, this can get even more complicated, especially if you are running a commercial transportation company. In that case, you not only would need to know about worker’s compensation, but you also would need to know about transportation insurance, such as the following:
Commercial Transportation Insurance
Again, there are different types of commercial transportation insurance that would be needed. The different types are called coverages, and they can include such things as trucking auto liability, trucking cargo coverage, and physical damage. Additionally, the type of commercial transportation insurance you need will vary based on the type of truck you drive and the type of cargo you deliver. Some of the best commercial transportation insurance companies would include Progressive, Nationwide, or Lancer if you are an owner-operator. Naturally, when it comes to commercial transportation insurance companies or just transportation insurance in general, your best bet is to shop around to find the best policy for your needs. Contact Capstone Insurance today for a solid rate!
