The average age of the general population is rising, which is having numerous important effects on health care considerations, the economy, and the family structure. Insurance for Long Term Care in Warner Robins GA has become an increasingly prevalent choice among people reaching their late middle age and senior years. These individuals know that a large number of people are living into their 80s and beyond, and that a certain percentage of those persons eventually move to assisted living or a skilled nursing care facility.
Of course, the average age does not tell the whole story, since it includes all the ages within a subset, such as the age of mortality. Statistics show additional details when looked at more thoroughly. For instance, as has historically been the case, women tend to live longer than men. A U.S. male resident’s life expectancy is 76 whereas for a woman it is 81. However, other intriguing details should be considered. For instance, if a man reaches the age of 65, he is very likely to live into his mid-80s. The average is skewed downward to a certain extent because of death rates in middle age.
The percentage of seniors who move to assisted living and nursing homes is not high; it is only around 5 percent in the United States. But that number rises dramatically with age. About 25 percent of people in their late 80s and older reside in these care facilities.
As with other types of coverage, insurance for Long Term Care in Warner Robins GA is intended to protect a person’s financial assets and provide a measure of security. Fees to live in a nursing facility can wipe out the person’s savings relatively quickly, and the family home may have to be sold to continue making payments. Not until the assets are gone are the fees covered by government-sponsored policies. There is no money left for the person’s children to inherit or to designate as a charitable donation in the person’s will. Long-term care coverage with a firm such as Stone Insurance Agency Inc. prevents these hardships. Visit the Website for contact information.
