Your plumbing system should work at optimal levels to safely deliver clean water to your residence for drinking, eating, bathing, and cleaning. This network of pipes, pipe fittings, and drains also serves to transport wastewater and its contents away from your home. To do this, it’s sometimes necessary to hire a Plumber in Westchester County for difficult repairs or maintenance. Before you make a verbal or written agreement with a service provider, verify the existence of current insurance. Use these easy steps for doing this task.
Every state sets its own requirements for plumbers and the insurance they should have to legally conduct business. Some states don’t require a plumber to be insured. However, if an uninsured plumber is hurt while working in your home, you can be sued for personal injuries and loss of income. To prevent this, politely ask a potential Plumber in Westchester County for the name of his insurance agent so you can verify his insurance. If the service provider offers to show you proof, cordially decline. Only accept proof of insurance from a certified insurance representative.
Call the insurance agent to ask for a certificate of insurance. This document includes certain details found in an active insurance contract. However, it is not a copy of the insurance contract itself. Certain information may be omitted for confidentiality reasons. A certificate of insurance can usually be sent to you with a phone request or written request. The plumber may have to give his verbal or written consent for this to be given. You can receive this certificate by fax, email, or traditional mail. You can also choose to pick it up yourself. Ask the insurance agent the company’s procedure for delivery of a certificate of insurance. Click here to know more.
Upon receiving this document, pay close attention to key components. This certificate should include details such as the name of the producer, insured, and certificate holder. The policy number, policy effective date, policy expiration date, types of coverage, and limits of coverage should also be a part of this certificate. For information on plumbing services, consult with an expert at Cassidy Plumbing in Westchester County. This business can handle residential and commercial plumbing services.
