Residents who live in sunny southern California never dream that one day they’ll be dealing with the impact of a tornado, but those strong storms do occasionally blast through this region. Home Insurance in Murrieta CA does not exclude coverage for tornado damage the way that insurance policies typically exclude other issues. A policy is unlikely to pay for flood damage or mold not related to plumbing pipe breaks or water invading the house during a storm. This, at least, can provide some relief to homeowners.
No Dispute
Claims representatives may be skeptical that these weather events actually occur in the area, but with today’s sophisticated weather tracking and prevalent video filming, the evidence is plentiful. A claim on Home Insurance in Murrieta CA for the destructive effects of a tornado should never be denied due to a dispute the storm occurred.
Rare But Possible
Tornadoes touching down in the greater Temecula area are rare, but the cities are far enough inland that they do not gain much protection from the Pacific Ocean. This type of storm in 2005 was connected with winds of up to 110 miles per hour in the region along with rain and hail. Homeowners mainly had to deal with damaged roofs, destroyed fences and trees that fell to the ground.
Twisters and funnel clouds in the region tend to be brief events, but they can still be destructive episodes. In 2008, an interstate highway in the area was closed after a tornado caused havoc, including tipping a semi truck and trailer over on the road. Statistics show a total of 27 tornadoes in the Temecula area since 1950, an average of about one every 2-1/2 years.
Protecting Financial Assets
Homeowners in this part of the country tend to figure that tornadoes are something people mainly experience in the Midwest and Southeast. That’s true for the most part, but southern California residents still need financial protection for their assets in case this type of storm blows through. An independent agency such as Barranca Insurance Services Inc. can provide quotes from more than one insurer, allowing property owners to find the best coverage at the most affordable price.
