With just a few exceptions, all employers in Minnesota are required to provide workers compensation insurance to their employees. When an employee is injured while on the job, they are entitled to work comp settlements in MN.
Workers compensation is designed to cover medical expenses, unpaid salary, and other expenses related to the injury or illness. If someone is injured on the job, then chances are they are entitled to file a worker’s compensation claim.
When someone is hurt due to a job-related accident or illness, the employer must first be notified. Generally, you have 14 days to notify your employer, but the longer you wait, the more inclined the employer will be to not believe your claim. If you need immediate medical treatment, you should go to the nearest treatment center. Employees are generally allowed to select their treating doctor. However, if your employer has a managed care plan, then you are limited to the doctors within the plan’s network.
You should begin the process of gather all supporting documentation for your claim. The more information you can provide to your employer about your accident or illness, the faster it can be processed. List out the location where the accident or illness occurred, the contact information for any witnesses, your wage information, the names, address, and phone number of all your treating doctors, hospitals, or clinics.
Once you notify your employer and provide them with your supporting documentation, then your employer will notify the insurance company and file a report. The report or claim will be evaluated and accepted or denied.
If you feel you are entitled to work comp settlements in MN and are having trouble getting it approved, a workers’ comp attorney can help in the process. A lawyer experienced in representing these types of cases will be able to advise you of your rights as an injured worker.
