In Wisconsin, vehicle owners must acquire coverage according to the state mandatory auto insurance laws. However, certain conditions may apply to recreational vehicles and travel trailers. A local insurance agency provides information through RV Insurance Quotes in Milwaukee Wisconsin today.
What are the Minimum Requirements?
The minimum auto insurance requirements begin with $25,000 for any single victim accidents. This coverage provides at least a maximum of $50,000 for accidents in which more than one victim was injured. It should also provide $10,000 for any property damage that occurs. All recreational vehicles fall under the same category as automobiles. Since they are driven on the road, they need to same minimum requirements.
Does the Policy Cover All Accidents?
A liability policy covers any accident in which the owner is at fault. If they want coverage for their own vehicle or injuries, they need to acquire collision or comprehensive coverage. Comprehensive covers all types of accidents. This may include accidents in which falling debris lead to the event. The owner should review the policy more thoroughly to determine what coverage levels are available.
Do You Need Coverage for Non-Motorized Fixtures?
Any travel trailers or connecting trailers that aren’t motorized don’t require insurance coverage under the law. However, the owner may wish to acquire coverage to protect their investment. Unless the other party is at fault in the accident, the owner is responsible for their own property damage. Additional coverage may help them with these costs.
Is the Policy Available for an Umbrella Option?
Yes, recreational vehicle insurance is available for an umbrella option. Consumers may add the policy to their umbrella policy to reduce the overall costs. This opportunity saves them an incredible amount of their insurance premiums.
In Wisconsin, vehicle owners must acquire insurance coverage according to the law. These laws require no less than liability auto coverage. This law does apply to motorized recreational vehicles as well. A failure to comply leads to fines and potential revocation of the registration of the vehicle. Owners who need RV Insurance Quotes in Milwaukee Wisconsin should contact P & C Insurance Services Inc. or Visit the website for more information today.
