Most drivers know the basic ways to save on car insurance: having a clean driving record, driving a safe and sensible car and being a certain age. This is all information that can impact what is paid for car insurance in Cabot AR. However, there are a number of other ways that a person can save, as well.
Many insurers offer a number of additional discounts, some which do not have anything to do with a person’s age, the car they drive or the fact that they have been able to avoid getting a ticket. Knowing what these little-known savings are can help drive the cost of insurance down significantly. Some unusual ways that a person can save on their car insurance policy are highlighted here.
Get Engaged
In most situations, married couples will have lower car insurance in cabot AR rates than single individuals, as long as they are great drivers. In fact, there are some insurance providers that offer up to a 30 percent discount to married couples, but asking about this discount is essential to receive it.
Getting Good Grades
Many insurance companies also offer student discounts. Students in high school and college can bring in report cards or other proof of their grades, such as Dean’s List awards and receive a discount on their insurance. While this discount is typically only 10 to 20 percent, it is still a savings that will add up over time.
For Going Green
In an effort to encourage customers to go paperless, some insurers provide discounts to anyone who selects to complete business online, rather than through the mail. These discounts are usually between two and five percent. This includes online bills, paying online and coverage information viewed online.
When it comes to car insurance in Cabot AR, knowing about all the discounts available can be extremely beneficial. There are a number of situations where a person can save even more on their premium just by asking about the discounts offered. Remember, buying car insurance in Cabot AR does not have to be difficult or extremely expensive, but knowing what to do is essential to receive lower rates.
