An SR-22 in Fox Lake IL has earned an admittedly unearned distinction as being a major red flag for the state and the insurance. The basis of an SR-22 is that a driver gets it if they did “something wrong” and worth remarking on in their driving. This could be as straightforward as a speeding ticket as a minor or something as extensive as a DWI (which would result in a few things a little bigger than an SR-22). An SR-22 is a distinction, and not much more. It is a label that an insurance company may make for their own records. It is also something that helps with the state.
What does it accomplish?
Aside from the red flag designation, what exactly does it help accomplish? The state may be wary that a specific driver is, well, a good enough driver for the road. The SR-22 essentially states that the driver is insured and qualified to drive. It’s almost like a protective label. If the state or any other body was going to give a driver a hard time, the SR-22 states that they are legally insured and allowed to be on the road. This is what it accomplishes.
What are the ramifications of an SR-22 in Fox Lake IL?
An SR-22 is not without a few ramifications. It is a little more than a simple distinction because it comes with a few ties. For one, the insurance may cost more. There are two ways companies structure this. The first is an upfront SR-22 filing fee. This is typically in the ballpark of $25, and it will be added to the next renewal of the insurance or the next month. The second way is no flat rate increase, but an increase in the monthly total. Obviously, this may end up being a bigger issue than a $25 flat processing fee. It may rise anywhere from $2 to $50 a month based on the SR-22 status and filing.
Contact us for more information on what an SR-22 is and how it will impact driving in the future. It will go away. For now, it’s a mild headache with an easy and resolute solution.
